Acts of God

Recently, we had hail damage to an automobile totaling several thousand dollars.  Our insurer covered the cost of repairs.  Several years ago we filed an insurance claim for damage to our roof, also from hail, which insurance covered as well.  These kinds of unexpected natural occurrences are usually covered by insurance, to a point.  We know of someone who was dropped from their insurance company for filing too many claims for roof damage.

While it seems counterintuitive to lose insurance for using it, insurance companies are built on calculating risks.  One consumer advocate states, “Filing more than one claim per year could cause your insurance company to drop you. So, say your vehicle is vandalized a few times, or stolen, or your vehicle is carried away by a flood, you’ll make a claim with your insurer, and rightfully so, but making too many claims (of any type) can make you too expensive of a customer to keep around” (

Most of the industrialized world relies on the insurance industry for protection of property and health issues.  But we know that reliance on these institutions is not lasting, nor will they stand for long with the nearing judgement upon mankind.  The prophet Daniel stated, “At that time Michael shall stand up, the great prince who stands watch over the sons of your people; And there shall be a time of trouble, Such as never was since there was a nation, Even to that time. And at that time your people shall be delivered, Everyone who is found written in the book” (Daniel 12:1).  Reliance on anything that is of man will not deliver or protect oneself in the Day of the Lord. Any assurances we give ourselves, that aren’t focused on God, will be worthless.  As Ezekiel stated of this time, “…Their silver and their gold will not be able to deliver them In the day of the wrath of the LORD…” (Ezekiel 7:19).

God has based the growth of His family on risk as well.  But He stands by the choice to call each of us as long as we commit to relying upon Him for true salvation.  “For what great nation is there that has a god so near to it as the Lord our God is to us, whenever we call upon him?” (Deuteronomy 4:7 ESV).

Judgement for sin is an inevitable truth that the world ignores.  Our escape from this judgement is being built daily as each of us strives to overcome the sins that ensnare this world.  The meaningful acts of God are “…faithful and just to forgive us our sins and to cleanse us from all unrighteousness” (1 John 1:9).

God’s Holy and infallible Word is our best assurance for the future events that will unfold upon this earth.  It was decreed to His angels to conduct themselves soon in this way: “‘Do not harm the earth, the sea, or the trees till we have sealed the servants of our God on their foreheads.’ And I heard the number of those who were sealed. One hundred and forty-four thousand of all the tribes of the children of Israel were sealed…” (Revelation 7:3-4). Let’s be sure that each of us invests in our insurance plan with God—today—before calamities are at our door.

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